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Ideation
Prototype
Testing
Reflection

CLEERSPLIT

transparent payments, zero stress

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Project type

UX/UI Case Study – Mobile & Web App Design

Project Duration

May 2025

Timeline

May 2025 - Present

Category

Product design
Mobile engineeing

Role

Product Designer
IOS Engineer
Software engineering

Responsibilities

User Experience
User Interface
User Research
Interaction Design
Prototype
Usability Testing
Visual Design
Frontend Engineering
Backend Engineering

Tools:

Image by Mariia Shalabaieva
Figma
Google forms
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SwiftUI
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Github
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Xcode

Overview

Cleersplit is a social expense management application helping groups split shared expenses with clarity and simplicity. I designed the user experience from the ground up, focusing on streamlining group expense management and making it easy to track and make payments.

Add Expense

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Figma preview

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Home Preview 

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Figma preview

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Group Overview

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Figma preview

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Figma full protototype (View Only) 

Problems

Users struggle to track individual contributions and balances within a group.

Money discussions often create tension among friends, roommates and family members.

Not every group member is involved in every expense, which complicates splitting.

Large totals and balances can feel intimidating or discouraging to users.

Manually re-entering the same expenses wastes time and increases errors.

As groups add more expenses and members, the interface can become cluttered and hard to manage.

Users often doubt whether splits are correct when calculations are done manually.

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Solutions

Provide a clear expense breakdown that automatically calculates each person’s share based on participation.

Use neutral, system-generated calculations and summaries instead of manual reminders or confrontations.

Allow users to select exactly who is included in each expense at the time of creation.

Focus on per-expense clarity and individual responsibility rather than displaying large cumulative totals upfront.

Design reusable expense patterns and support recurring or repeated expense flows.

Build a component-based UI and structured information hierarchy that scales with usage.

Automate calculations and present transparent breakdowns for every expense.

Goals

Eliminate mental math and reduce misunderstandings around shared expenses.

Reduce social friction and make expense tracking feel objective and fair.

Support flexible, real-world group dynamics without adding complexity.

Keep the experience calm, approachable, and non-judgmental.

Design reusable expense patterns and support recurring or repeated expense flows.

Save users time while maintaining consistency and accuracy.

Ensure the app remains usable and maintainable as complexity increases.

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User Research

User Interviews

To better understand the needs of groups managing shared expenses, I conducted qualitative user interviews with individuals who frequently travel or share financial responsibilities with friends and family. Going into the research, I assumed most users simply needed a budgeting tool to track shared costs. However, the interviews revealed deeper pain points around uneven contributions, communication discomfort, lack of accountability, and the need for customizable participation. Many users expressed a strong desire for privacy-respecting reminders, flexible contribution options, and transparent goal tracking. These insights significantly shaped the direction of the product.

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User Research

Personas

I developed user personas based on the research findings. These personas highlighted the need for features like gentle reminders and simple interfaces to ensure equal participation in budgeting.

Ifeoma Edwards

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21

Single

Marketing Intern

Saskatoon, Canada

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Biography

Every summer, Ifeoma and her friends plan a group trip. She's the group organizer who books accommodations, plans the meals and fronting costs. But the tricky part isn't just the planning, it's the money talk. One friend opts out of groceries, another doesn't want to go bowling and someone always forgets to pay their share.

Ifeoma craves a tool where each person can vote on what they want to join, contribute only to those items, and get quiet reminders if they miss a payment. No awkward chats, no judgement, just clarity and calm.

If we’re all clear on what we’re joining and paying for, everything feels easier.

Persona 1:

Ifeoma - The Empathetic Organizer

Goals

Coordinate group trips with minimal stress

Let people contribute only to the activities they want

Respect everyone’s privacy while maintaining transparency

Frustrations

Dislikes reminding friends to pay her back

Can’t track payments privately and fairly

Faces confusion when friends have different financial preferences

Motivations

Coordinate group plans without tension

Give people the freedom of choice.

Protect friendships.

Brenda Rojer

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28

Single

Project Coordinator

Ontario, Canada

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Biography

Brenda shares a house with three roommates. Every month, she fronts the electricity or Wi-Fi bill, and every month she has to chase people for their share. The group chat is chaotic, receipts are scattered, and someone always insists they paid when they didn’t.

 

Brenda wants a smart app that tracks all payments, shows who owes what, and reminds people quietly and automatically. One that keeps her from feeling like the nag, and helps her roommates stay accountable.

Persona 2:

Brenda - The Overgiver Roommate

If the app handles the reminders, then I don’t feel like I’m nagging and when payments are clear, there’s no arguing.

Goals

Ensure utility bills are paid on time and fairly

Avoid conflict with housemates over money

Keep a clean record of who paid what

Frustrations

Constantly covers more than her share

Feels guilty asking to be reimbursed

No visibility into who’s behind on payments

Motivations

Avoid awkward payment reminders

Keep shared bills transparent and fair

Reduce mental load around recurring payments.

Brenda Rojer

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41

Married

Sales Manager

Alberta, Canada

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Biography

Marcus is planning a beach trip for his family of five. He’s keen to involve his children in setting savings goals for food, transport, and fun activities but spreadsheets bore them and budgeting apps feel too formal.

 

What he dreams of is an app where they can see their progress in real-time, get high-fives or virtual badges when they complete their part, and celebrate small wins together. A fun, family-friendly space that makes learning about money a shared adventure.

Persona 3:

Marcus - The Empowering Dad

If I can involve my kids in the journey, then every small win becomes a family moment.”

Goals

Save for family vacations.

Include his kids in the budgeting process.

Celebrate when saving milestones are reached.

Frustrations

Unsure how to teach budgeting in an engaging way

Kids lose interest or don't understand financial tools.

Existing apps feel to adult for family use.

Motivations

Make saving fun and engaging

Involve family in money goals

Celebrate progress together

User Research

User-Centred Value Propositions

Each persona brings unique needs, and the strength of the app lies in addressing them with focused, meaningful features. Instead of overloading users with options they didn’t ask for, the design delivers one clear feature that directly matches each persona’s core challenge.

Brenda

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Automated bill-splitting with quiet reminders.

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Marcus

Interactive and fun savings goals with family rewards

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Ifeoma

Activity-based contributions with flexible opt-ins.

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  • Linkedin
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Connect With Me

I look forward to connecting with you.

Let's discuss how we can enhance your website and app together. Let's create engaging solutions that resonate with your audience!

 

© 2025 by Ruth Okolo. All Rights Reserved.

 

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